Generate Annuity Income in Retirement

As a retired Ag Banker or Ag Lender you have numerous client relationships and contacts that you have made throughout your career. Have you thought about what became of that agriculture loan portfolio or roll-a-dex when you retired? Have you ever thought about leveraging your contacts and banking skills to generate annuity income throughout your retirement?

TS Ag Finance is looking to partner with you and offer our elite programs and products to farmers or farmland owners throughout the United States. As an originator with TS Ag Finance, you work when you want to. As an Originator, TS Ag Finance won’t enforce any annual volume commitments, you can build a portfolio that will continue to generate annuity income for the life of the loans. As an Originator you will remain the primary contact with your clients.

TS Ag Finance’s streamlined process allows for easy submissions and quick turnaround times. We understand the importance of quick decisions in today’s competitive market and we strive to deliver exceptional customer service. We offer a competitive incentive program that allows Originator Lenders to generate income through three avenues. TS Ag Finance pays incentives on a per loan basis, allowing you to receive revenue throughout the year.

Consider the following scenario:

  • Generate $5,000,000 in new loans every year for 5 years.
  • Assume all new loan volume is on a 15 year Amortization with a 25 Year Term and Annual Payments
  • Originator Annuity Income on building up rate 0.75%.
  • Rate to the Borrower is 5.5% Fixed (includes rate build ups stated above).
  • In year 10, after not originating a new loan for 5 years, the annuity income generated is over $150,000.  


If this sounds like something you might be interested in, complete the form located on our website and we will be in touch to answer any questions and help you begin your new business.To learn more about our elite programs and products, click here visit our website.


David Buman

David joined TS Ag Finance as the Senior Vice President in December 2014. Prior to joining TS Ag Finance, David was the Director of Credit Operations with Farmer Mac for over 6 years. As the Director of Credit Operations, David was directly involved in loan underwriting, developing underwriting standards and practices, as well as the design and creation of AgPower®, Farmer Mac’s in-house underwriting program.

Prior to Farmer Mac, David served as a Vice President for Midstates Bank in Harlan, Iowa and as a Senior Loan Officer with Farm Credit Services of America. With his expertise in Farmer Mac underwriting and a history with other financial institutions, David understands the essential need to provide alternative financing options to a market whose loan requests are growing more complex, sophisticated, and increasing in size.

Topics: Financial Education, Products/Services